How to finance a Lightbridge Academy in Florida

State:

The SBA 7(a) lenders funding the most Lightbridge Academy deals in Florida, from public loan records — typical Lightbridge Academy loan about $996K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Lightbridge Academy in Florida

$1.22M

Typical loan

range $1.18M–$1.32M

$1.36M

Est. purchase price

≈ loan ÷ 90%

$186,201

Cash to close

$135,789 down + fees

$15,814/mo

Typical payment

~9.5% · 10yr

$218,233/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

63 days

Typical time to fund

Lenders competing

more = leverage

8.1%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Lightbridge Academy in Florida

Ranked by funded Lightbridge Academy loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.868 loans · $362M · Salt Lake City, UTFull record →

4+ funded Lightbridge Academy in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JOYFUL JOURNEYS CHILDCARE LLC in Tampa, FL — $1.3M (2026) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$994K (75%)
Approved
12/10/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
JOYFUL JOURNEYS CHILDCARE LLC in Tampa, FL — $1.2M (2026) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.2% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$917K (75%)
Approval → funding
22 days
Approved
11/17/2025
First disbursed
12/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
VIDYAAM LLC in Riverview, FL — $1.2M (2026) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.45% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$887K (75%)
Approved
2/20/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
CHILD ENRICHMENT CENTER LLC in Port St. Lucie, FL — $765K (2023) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$574K (75%)
Approval → funding
63 days
Approved
7/28/2023
First disbursed
9/29/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
37
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal

Buying a Lightbridge Academy in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Lightbridge Academy loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Lightbridge Academy purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Celtic Bank Corporation funds the most here. CapBench is not a lender.

$996K typical Lightbridge Academy loan
3 lenders active in Florida
4+ funded Florida deals
63 days typical to fund

Buyers buying a Lightbridge Academy in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Lightbridge Academy lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/lightbridge-academy/florida
API:: https://www.capbench.com/api/public/lenders?franchise=lightbridge-academy
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.