Food & Restaurants · lender intelligence
How to finance a matchbox in Virginia
The SBA 7(a) lenders funding the most matchbox deals in Virginia, from public loan records — typical matchbox loan about $300K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance matchbox in Virginia
$300K
Typical loan
range $300K–$300K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,583
Cash to close
$33,333 down + fees
$4,133/mo
Typical payment
~11% · 10yr
$57,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
1
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with matchbox in Virginia
Ranked by funded matchbox loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $21M · Saint Cloud, MNFull record →
1+ funded matchbox in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MATCHBOX CHARLOTTESVILLE LLC in Leesburg, VA — $300K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 242 months
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 16 days
- Approved
- 11/14/2019
- First disbursed
- 11/30/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 55
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a matchbox in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded matchbox loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a matchbox purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Stearns Bank National Association funds the most here. CapBench is not a lender.
- $300K typical matchbox loan
- 1 lenders active in Virginia
- 1+ funded Virginia deals
- 16 days typical to fund
Buyers buying a matchbox in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.