Food & Restaurants · lender intelligence
How to finance a Menchie's in Pennsylvania
The SBA 7(a) lenders funding the most Menchie's deals in Pennsylvania, from public loan records — typical Menchie's loan about $250K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Menchie's in Pennsylvania
$510K
Typical loan
range $350K–$510K
$567K
Est. purchase price
≈ loan ÷ 90%
$75,851
Cash to close
$56,711 down + fees
$6,604/mo
Typical payment
~9.5% · 10yr
$91,135/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
66 days
Typical time to fund
2
Lenders competing
more = leverage
8.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Menchie's in Pennsylvania
Ranked by funded Menchie's loans in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
2+ funded Menchie's in Pennsylvania deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DA Yogurt LLC in Philadelphia, PA — $510K (2024) · purchase · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 40 days
- Approved
- 12/15/2023
- First disbursed
- 1/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $567K
- Est. down payment (10%)
- $57K
- Est. cash at closing
- $76K
- Monthly payment
- $7,103
- Annual debt service
- $85K
- Cash flow needed (1.25×)
- $107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Lighthouse Property Management, LLC in Lancaster, PA — $350K (2020) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 66 days
- Approved
- 9/25/2020
- First disbursed
- 11/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a Menchie's in Pennsylvania? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Menchie's loans with a Pennsylvania project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Menchie's purchase in Pennsylvania with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Pennsylvania deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.
- $250K typical Menchie's loan
- 2 lenders active in Pennsylvania
- 2+ funded Pennsylvania deals
- 66 days typical to fund
Buyers buying a Menchie's in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.