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How to finance a My Eye Lab in Texas

State:

The SBA 7(a) lenders funding the most My Eye Lab deals in Texas, from public loan records — typical My Eye Lab loan about $493K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance My Eye Lab in Texas

$493K

Typical loan

range $470K–$535K

$548K

Est. purchase price

≈ loan ÷ 90%

$73,266

Cash to close

$54,778 down + fees

$6,379/mo

Typical payment

~9.5% · 10yr

$88,030/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

33 days

Typical time to fund

Lenders competing

more = leverage

5.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with My Eye Lab in Texas

Ranked by funded My Eye Lab loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.104 loans · $100M · Portsmouth, VAFull record →
3.40 loans · $42M · Englewood Cliffs, NJFull record →
4.54 loans · $15M · University Park, TXFull record →
5.38 loans · $21M · San Antonio, TXFull record →

11+ funded My Eye Lab in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

My Eye Lab in Lewisville, TX — $544K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
126 months
SBA guaranteed
$408K (75%)
Approval → funding
33 days
Approved
10/28/2020
First disbursed
11/30/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
Optic Brothers LLC in Houston, TX — $541K (2021) · Frost Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$487K (90%)
Approved
9/22/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
AVS Vision Crestview LLC in Austin, TX — $525K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
102 months
SBA guaranteed
$472K (90%)
Approval → funding
73 days
Approved
8/6/2021
First disbursed
10/18/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
AVS Vision Round Rock LLC in Round Rock, TX — $503K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
102 months
SBA guaranteed
$453K (90%)
Approval → funding
75 days
Approved
8/4/2021
First disbursed
10/18/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
18
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
AVS Vision Rufe Snow LLC in North Richland Hills, TX — $493K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
98 months
SBA guaranteed
$444K (90%)
Approval → funding
13 days
Approved
4/14/2021
First disbursed
4/27/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
Smazy Enterprise lll LLC in Denton, TX — $492K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
95 months
SBA guaranteed
$443K (90%)
Approval → funding
18 days
Approved
2/22/2021
First disbursed
3/12/2021
Loan status
Failed — $369K charged off (6/20/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
Smazy Enterprise lV LLC in Austin, TX — $470K (2021) · First Guaranty Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
101 months
SBA guaranteed
$423K (90%)
Approval → funding
85 days
Approved
8/4/2021
First disbursed
10/28/2021
Loan status
Failed — $339K charged off (1/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Guaranty Bank
Your business? Claim this record · Request removal
MEL Dallas Love Field LLC in Dallas, TX — $470K (2021) · PlainsCapital Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$423K (90%)
Approval → funding
42 days
Approved
8/27/2021
First disbursed
10/8/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
Tower Opticals, LLC in Cedar Park, TX — $416K (2021) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$312K (75%)
Approval → funding
20 days
Approved
12/11/2020
First disbursed
12/31/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Optical Goods Stores
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Glasses4You, LLC in Gainesville, TX — $408K (2021) · ConnectOne Bank
Program
7a General
Rate at approval
5.5% variable
Term
101 months
SBA guaranteed
$367K (90%)
Approval → funding
6 days
Approved
8/12/2021
First disbursed
8/18/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Optical Goods Stores
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
AEAE Investments, LLC in Cypress, TX — $535K (2020) · TowneBank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
125 months
SBA guaranteed
$401K (75%)
Approved
4/23/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Offices of Optometrists
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal

Buying a My Eye Lab in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded My Eye Lab loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a My Eye Lab purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. First Bank of the Lake funds the most here. CapBench is not a lender.

$493K typical My Eye Lab loan
6 lenders active in Texas
11+ funded Texas deals
33 days typical to fund

Buyers buying a My Eye Lab in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All My Eye Lab lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/my-eye-lab/texas
API:: https://www.capbench.com/api/public/lenders?franchise=my-eye-lab
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.