Food & Restaurants · lender intelligence

How to finance a NobiliTea in Texas

The SBA 7(a) lenders funding the most NobiliTea deals in Texas, from public loan records — typical NobiliTea loan about $411K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance NobiliTea in Texas

$411K

Typical loan

range $240K–$450K

$457K

Est. purchase price

≈ loan ÷ 90%

$61,124

Cash to close

$45,700 down + fees

$5,322/mo

Typical payment

~9.5% · 10yr

$73,444/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

83 days

Typical time to fund

Lenders competing

more = leverage

7.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with NobiliTea in Texas

Ranked by funded NobiliTea loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.8 loans · $4M · Fredericksburg, TXFull record →
2.168 loans · $205M · Fishers, INFull record →
3.44 loans · $52M · Wallis, TXFull record →

6+ funded NobiliTea in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TX Tea25 LLC in Wichita Falls, TX — $450K (2024) · purchase · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
104 months
SBA guaranteed
$338K (75%)
Approval → funding
83 days
Approved
1/10/2024
First disbursed
4/2/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$6,486
Annual debt service
$78K
Cash flow needed (1.25×)
$97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Green's Tea, LLC in Greenville, TX — $400K (2024) · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
238 days
Approved
12/7/2023
First disbursed
8/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Brewteaful Life, LLC in Boerne, TX — $663K (2022) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
116 months
SBA guaranteed
$497K (75%)
Approval → funding
60 days
Approved
6/10/2022
First disbursed
8/9/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
JAE Assets, LLC in Fredericksburg, TX — $411K (2022) · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
85 months
SBA guaranteed
$308K (75%)
Approval → funding
92 days
Approved
5/31/2022
First disbursed
8/31/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
My Tea Brew, LLC in San Angelo, TX — $240K (2022) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
88 months
SBA guaranteed
$180K (75%)
Approval → funding
20 days
Approved
4/6/2022
First disbursed
4/26/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
DirtTEA Chai, LLC in Fredericksburg, TX — $124K (2021) · UBank
Program
7a General
Rate at approval
5.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$112K (90%)
Approved
7/28/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by UBank
Your business? Claim this record · Request removal

Buying a NobiliTea in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded NobiliTea loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a NobiliTea purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Security State Bank and Trust funds the most here. CapBench is not a lender.

$411K typical NobiliTea loan
4 lenders active in Texas
6+ funded Texas deals
83 days typical to fund

Buyers buying a NobiliTea in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All NobiliTea lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/nobilitea/texas
API:: https://www.capbench.com/api/public/lenders?franchise=nobilitea
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.