Retail & Shops · lender intelligence
How to finance a Once Upon A Child in Florida
The SBA 7(a) lenders funding the most Once Upon A Child deals in Florida, from public loan records — typical Once Upon A Child loan about $345K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Once Upon A Child in Florida
$387K
Typical loan
range $285K–$486K
$429K
Est. purchase price
≈ loan ÷ 90%
$57,438
Cash to close
$42,944 down + fees
$5,001/mo
Typical payment
~9.5% · 10yr
$69,014/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
115 days
Typical time to fund
4
Lenders competing
more = leverage
9.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Once Upon A Child in Florida
Ranked by funded Once Upon A Child loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $34M · Winter Haven, FLFull record →
- 2.168 loans · $205M · Fishers, INFull record →
- 3.3,264 loans · $846M · Miami, FLFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
4+ funded Once Upon A Child in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Once Upon a Child in Orlando, FL — $486K (2024) · purchase · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $365K (75%)
- Approved
- 4/5/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $540K
- Est. down payment (10%)
- $54K
- Est. cash at closing
- $72K
- Monthly payment
- $6,764
- Annual debt service
- $81K
- Cash flow needed (1.25×)
- $101K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- CARDINAL OVERLOOK LLC in Vero Beach, FL — $387K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 127 months
- SBA guaranteed
- $290K (75%)
- Approval → funding
- 37 days
- Approved
- 9/20/2023
- First disbursed
- 10/27/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- JMS ELITE ENTERPRISES & ASSOCIATES LLC in Panama City, FL — $250K (2023) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 124 months
- SBA guaranteed
- $188K (75%)
- Approved
- 9/7/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Merchant Wholesalers
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Knitwit Ventures Corp in Venice, FL — $285K (2020) · SouthState Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 115 days
- Approved
- 5/8/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Once Upon A Child in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Once Upon A Child loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Once Upon A Child purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. SouthState Bank, National Association funds the most here. CapBench is not a lender.
- $345K typical Once Upon A Child loan
- 4 lenders active in Florida
- 4+ funded Florida deals
- 115 days typical to fund
Buyers buying a Once Upon A Child in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.