Franchise · lender intelligence
How to finance a Padgett Business Services in Tennessee
The SBA 7(a) lenders funding the most Padgett Business Services deals in Tennessee, from public loan records — typical Padgett Business Services loan about $435K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Padgett Business Services in Tennessee
$410K
Typical loan
range $410K–$410K
$456K
Est. purchase price
≈ loan ÷ 90%
$60,931
Cash to close
$45,556 down + fees
$5,305/mo
Typical payment
~9.5% · 10yr
$73,209/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
1
Lenders competing
more = leverage
8.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Padgett Business Services in Tennessee
Ranked by funded Padgett Business Services loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.20 loans · $8M · Saint Petersburg, FLFull record →
1+ funded Padgett Business Services in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Padgett Advisors of Middle Tennessee Inc in Old Hickory, TN — $410K (2022) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $308K (75%)
- Approval → funding
- 9 days
- Approved
- 9/24/2022
- First disbursed
- 10/3/2022
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Tax Preparation Services
If you were the buyer here
- Est. deal size
- $456K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,083
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
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Buying a Padgett Business Services in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Padgett Business Services loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Padgett Business Services purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. BayFirst National Bank funds the most here. CapBench is not a lender.
- $435K typical Padgett Business Services loan
- 1 lenders active in Tennessee
- 1+ funded Tennessee deals
- 9 days typical to fund
Buyers buying a Padgett Business Services in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.