Food & Restaurants · lender intelligence
How to finance a Papa John's in Utah
The SBA 7(a) lenders funding the most Papa John's deals in Utah, from public loan records — typical Papa John's loan about $329K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Papa John's in Utah
$40K
Typical loan
range $40K–$40K
$44K
Est. purchase price
≈ loan ÷ 90%
$5,724
Cash to close
$4,444 down + fees
$597/mo
Typical payment
~13% · 10yr
$8,239/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
1
Lenders competing
more = leverage
14.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Papa John's in Utah
Ranked by funded Papa John's loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.83 loans · $31M · Sandy, UTFull record →
1+ funded Papa John's in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Y Pizza, LLC in Springville, UT — $40K (2024) · Mountain America FCU
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 14.5% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 21 days
- Approved
- 3/6/2024
- First disbursed
- 3/27/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Mountain America FCU · Lender record →
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Buying a Papa John's in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Papa John's loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Papa John's purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Mountain America FCU funds the most here. CapBench is not a lender.
- $329K typical Papa John's loan
- 1 lenders active in Utah
- 1+ funded Utah deals
- 21 days typical to fund
Buyers buying a Papa John's in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.