Franchise · lender intelligence
How to finance a Pedal Pub
The SBA 7(a) lenders funding the most Pedal Pub deals, ranked from public loan records — typical Pedal Pub loan about $150K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pedal Pub
$150K
Typical loan
range $100K–$212K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
44 days
Typical time to fund
4
Lenders competing
more = leverage
10.29%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pedal Pub
Ranked by funded Pedal Pub loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.52 loans · $50M · Rockville, MDFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.1,927 loans · $207M · Buffalo, NYFull record →
- 4.104 loans · $100M · Portsmouth, VAFull record →
7+ funded Pedal Pub deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pedal Pub of Lexington-Frankfort in Louisville, KY — $250K (2024) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 23 days
- Approved
- 11/21/2023
- First disbursed
- 12/14/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Recreational Goods Rental
Funded by TowneBank · Lender record →
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- Fab Five and Funtime, LLC in Wilmington, NC — $212K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $159K (75%)
- Approval → funding
- 44 days
- Approved
- 3/12/2024
- First disbursed
- 4/25/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Tour Operators
Funded by The Huntington National Bank · Lender record →
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- We Bounce 2 The Beat Entertainment LLC in Bristol, CT — $180K (2024) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $135K (75%)
- Approval → funding
- 238 days
- Approved
- 6/21/2024
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Pedal Pub Jax in Jacksonville, FL — $100K (2024) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 29 days
- Approved
- 11/7/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Tour Operators
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Fab Five and Funtime, LLC in Concord, NC — $20K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 69 days
- Approved
- 3/12/2024
- First disbursed
- 5/20/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Tour Operators
Funded by The Huntington National Bank · Lender record →
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- Darby Global Services LLC in Columbus, GA — $150K (2022) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 98 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 9 days
- Approved
- 8/17/2022
- First disbursed
- 8/26/2022
- Loan status
- Failed — $142K charged off (3/24/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Tour Operators
Funded by Capital Bank, National Association · Lender record →
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- STKG Enterprise LLC in Allen, TX — $150K (2022) · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (75%)
- Approval → funding
- 52 days
- Approved
- 9/16/2022
- First disbursed
- 11/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Scenic and Sightseeing Transportation, Land
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Pedal Pub? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pedal Pub businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pedal Pub purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Capital Bank, National Association funds the most. CapBench is not a lender.
- $150K typical Pedal Pub loan
- 4 lenders fund the brand
- 44 days typical to fund
Buyers researching a Pedal Pub typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.