Food & Restaurants · lender intelligence
How to finance a Pepperoni's in Texas
The SBA 7(a) lenders funding the most Pepperoni's deals in Texas, from public loan records — typical Pepperoni's loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pepperoni's in Texas
$320K
Typical loan
range $30K–$345K
$356K
Est. purchase price
≈ loan ÷ 90%
$47,556
Cash to close
$35,556 down + fees
$4,408/mo
Typical payment
~11% · 10yr
$60,830/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
34 days
Typical time to fund
2
Lenders competing
more = leverage
8.79%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pepperoni's in Texas
Ranked by funded Pepperoni's loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.60 loans · $40M · Clayton, MOFull record →
6+ funded Pepperoni's in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pepperoni's Bulverde Rd in San Antonio, TX — $573K (2024) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $430K (75%)
- Approval → funding
- 294 days
- Approved
- 7/29/2024
- First disbursed
- 5/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- PIZZA K&H LLC in Katy, TX — $345K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $259K (75%)
- Approval → funding
- 16 days
- Approved
- 6/10/2024
- First disbursed
- 6/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- PIZZA K&H LLC in Katy, TX — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 176 days
- Approved
- 6/10/2024
- First disbursed
- 12/3/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CTNT, LLC in College Station, TX — $320K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (75%)
- Approval → funding
- 15 days
- Approved
- 9/1/2022
- First disbursed
- 9/16/2022
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CTNT, LLC in College Station, TX — $30K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 34 days
- Approved
- 9/1/2022
- First disbursed
- 10/5/2022
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GAMAN Group LLC in Spring, TX — $219K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 2.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $164K (75%)
- Approval → funding
- 18 days
- Approved
- 8/13/2020
- First disbursed
- 8/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Pepperoni's in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pepperoni's loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pepperoni's purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $320K typical Pepperoni's loan
- 2 lenders active in Texas
- 6+ funded Texas deals
- 34 days typical to fund
Buyers buying a Pepperoni's in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.