How to finance a Perspire Sauna Studio in Florida

State:

The SBA 7(a) lenders funding the most Perspire Sauna Studio deals in Florida, from public loan records — typical Perspire Sauna Studio loan about $420K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Perspire Sauna Studio in Florida

$533K

Typical loan

range $50K–$595K

$592K

Est. purchase price

≈ loan ÷ 90%

$79,210

Cash to close

$59,222 down + fees

$6,897/mo

Typical payment

~9.5% · 10yr

$95,179/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

196 days

Typical time to fund

Lenders competing

more = leverage

8.96%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Perspire Sauna Studio in Florida

Ranked by funded Perspire Sauna Studio loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.46 loans · $85M · Salt Lake City, UTFull record →
3.88 loans · $96M · Muncie, INFull record →

6+ funded Perspire Sauna Studio in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MOORER IMPACT LLC in Odessa, FL — $595K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
132 mo (11 yrs)
SBA guaranteed
$446K (75%)
Approved
2/6/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MOORER IMPACT LLC in Odessa, FL — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
2/6/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Cyclade Saunas, LLC in Bradenton, FL — $601K (2025) · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
126 months
SBA guaranteed
$451K (75%)
Approval → funding
196 days
Approved
10/2/2024
First disbursed
4/16/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
SVEDA WELLNESS LLC in Delray Beach, FL — $498K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$373K (75%)
Approval → funding
65 days
Approved
4/1/2025
First disbursed
6/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SVEDA WELLNESS LLC in Delray Beach, FL — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
212 days
Approved
4/1/2025
First disbursed
10/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SOULFIRE WELLNESS, LLC in Sarasota, FL — $533K (2022) · First Merchants Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$400K (75%)
Approval → funding
106 days
Approved
1/24/2022
First disbursed
5/10/2022
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by First Merchants Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Perspire Sauna Studio in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Perspire Sauna Studio loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Perspire Sauna Studio purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$420K typical Perspire Sauna Studio loan
3 lenders active in Florida
6+ funded Florida deals
196 days typical to fund

Buyers buying a Perspire Sauna Studio in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Perspire Sauna Studio lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/perspire-sauna-studio/florida
API:: https://www.capbench.com/api/public/lenders?franchise=perspire-sauna-studio
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.