Franchise · lender intelligence
How to finance a Pillar To Post in Tennessee
The SBA 7(a) lenders funding the most Pillar To Post deals in Tennessee, from public loan records — typical Pillar To Post loan about $106K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pillar To Post in Tennessee
$46K
Typical loan
range $15K–$285K
$51K
Est. purchase price
≈ loan ÷ 90%
$6,583
Cash to close
$5,111 down + fees
$687/mo
Typical payment
~13% · 10yr
$9,481/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
61 days
Typical time to fund
2
Lenders competing
more = leverage
6.17%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pillar To Post in Tennessee
Ranked by funded Pillar To Post loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2 loans · $0M · Pine Bluff, ARFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
3+ funded Pillar To Post in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Team Starnes Home Inspectors LLC in Adams, TN — $46K (2022) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 79 months
- SBA guaranteed
- $39K (85%)
- Approval → funding
- 11 days
- Approved
- 12/20/2021
- First disbursed
- 12/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Building Inspection Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Choice Home Inspections LLC in Lascassas, TN — $285K (2020) · purchase · Simmons Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 86 months
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 61 days
- Approved
- 7/1/2020
- First disbursed
- 8/31/2020
- Loan status
- Failed — $242K charged off (11/30/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Building Inspection Services
If you were the buyer here
- Est. deal size
- $317K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $42K
- Monthly payment
- $4,086
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
- Choice Home Inspections LLC in Lascassas, TN — $15K (2020) · purchase · Simmons Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 85 months
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 61 days
- Approved
- 7/1/2020
- First disbursed
- 8/31/2020
- Loan status
- Failed — $15K charged off (11/17/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Building Inspection Services
If you were the buyer here
- Est. deal size
- $17K
- Est. down payment (10%)
- $2K
- Est. cash at closing
- $2K
- Monthly payment
- $217
- Annual debt service
- $3K
- Cash flow needed (1.25×)
- $3K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Pillar To Post in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pillar To Post loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pillar To Post purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Simmons Bank funds the most here. CapBench is not a lender.
- $106K typical Pillar To Post loan
- 2 lenders active in Tennessee
- 3+ funded Tennessee deals
- 61 days typical to fund
Buyers buying a Pillar To Post in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.