Food & Restaurants · lender intelligence
How to finance a Planet Smoothie in Florida
The SBA 7(a) lenders funding the most Planet Smoothie deals in Florida, from public loan records — typical Planet Smoothie loan about $321K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Planet Smoothie in Florida
$332K
Typical loan
range $187K–$450K
$368K
Est. purchase price
≈ loan ÷ 90%
$49,265
Cash to close
$36,833 down + fees
$4,566/mo
Typical payment
~11% · 10yr
$63,011/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
54 days
Typical time to fund
5
Lenders competing
more = leverage
7.88%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Planet Smoothie in Florida
Ranked by funded Planet Smoothie loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.23 loans · $30M · Stuart, FLFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.3 loans · $5M · Bainbridge, GAFull record →
9+ funded Planet Smoothie in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- XIMITHRAL ADVENTURES LLC in Ocoee, FL — $500K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 63 days
- Approved
- 3/26/2025
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- Live Well Treats, LLC in Orlando, FL — $473K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $355K (75%)
- Approval → funding
- 78 days
- Approved
- 3/16/2023
- First disbursed
- 6/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Planet Smoothie in Sanford, FL — $450K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approved
- 8/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- KINCAID BRANDS LLC in Jacksonville, FL — $332K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 81 months
- SBA guaranteed
- $298K (90%)
- Approval → funding
- 2 days
- Approved
- 7/29/2021
- First disbursed
- 7/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- LUCAS AGENCY INC. in Windermere, FL — $321K (2021) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $288K (90%)
- Approval → funding
- 4 days
- Approved
- 6/21/2021
- First disbursed
- 6/25/2021
- Loan status
- Paid in full (9/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- DHC Ventures, LLC in Jacksonville, FL — $187K (2021) · First Port City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 124 months
- SBA guaranteed
- $140K (75%)
- Approval → funding
- 105 days
- Approved
- 11/19/2020
- First disbursed
- 3/4/2021
- Loan status
- Paid in full (6/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First Port City Bank · Lender record →
Your business? Claim this record · Request removal
- GRFOODS ENTERPRISES LLC in Boynton Beach, FL — $333K (2020) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 169 months
- SBA guaranteed
- $249K (75%)
- Approval → funding
- 54 days
- Approved
- 10/7/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- DEWITT HOLDINGS LLC in Orlando, FL — $183K (2020) · Seacoast National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $137K (75%)
- Approved
- 2/13/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Seacoast National Bank · Lender record →
Your business? Claim this record · Request removal
- F & R PROPERTY INVESTMENTS LLC in Orlando, FL — $25K (2020) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.38% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 17 days
- Approved
- 7/14/2020
- First disbursed
- 7/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Planet Smoothie in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Planet Smoothie loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Planet Smoothie purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Citizens Bank funds the most here. CapBench is not a lender.
- $321K typical Planet Smoothie loan
- 5 lenders active in Florida
- 9+ funded Florida deals
- 54 days typical to fund
Buyers buying a Planet Smoothie in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.