Franchise · lender intelligence

How to finance a Premier Rental-Purchase

State:

New York (3)Ohio (4)Texas (2)Virginia (1)West Virginia (1)

The SBA 7(a) lenders funding the most Premier Rental-Purchase deals, ranked from public loan records — typical Premier Rental-Purchase loan about $425K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Premier Rental-Purchase

$425K

Typical loan

range $200K–$707K

$472K

Est. purchase price

≈ loan ÷ 90%

$63,160

Cash to close

$47,222 down + fees

$5,499/mo

Typical payment

~9.5% · 10yr

$75,886/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

9.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Premier Rental-Purchase

Ranked by funded Premier Rental-Purchase loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.104 loans · $100M · Portsmouth, VAFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →

11+ funded Premier Rental-Purchase deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Woody Investments LLC in Toledo, OH — $893K (2025) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$670K (75%)
Approval → funding
16 days
Approved
3/10/2025
First disbursed
3/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
All Other Consumer Goods Rental
If you were the buyer here
Est. deal size
$992K
Est. down payment (10%)
$99K
Est. cash at closing
$136K
Monthly payment
$11,678
Annual debt service
$140K
Cash flow needed (1.25×)
$175K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
CourtZKyle Inc in Roanoke, VA — $425K (2025) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
123 months
SBA guaranteed
$319K (75%)
Approval → funding
11 days
Approved
11/4/2024
First disbursed
11/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
All Other Consumer Goods Rental
If you were the buyer here
Est. deal size
$472K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$5,716
Annual debt service
$69K
Cash flow needed (1.25×)
$86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Woody Investments LLC in Toledo, OH — $200K (2025) · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
16 days
Approved
3/10/2025
First disbursed
3/26/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
All Other Consumer Goods Rental
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
RJ Yardbirds LLC in Coshocton, OH — $564K (2024) · TowneBank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
122 months
SBA guaranteed
$423K (75%)
Approval → funding
44 days
Approved
9/16/2024
First disbursed
10/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Consumer Goods Rental
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Orange Buffalo Inc in Buffalo, NY — $425K (2024) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$319K (75%)
Approval → funding
55 days
Approved
5/1/2024
First disbursed
6/25/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Consumer Electronics and Appliances Rental
If you were the buyer here
Est. deal size
$472K
Est. down payment (10%)
$47K
Est. cash at closing
$63K
Monthly payment
$5,854
Annual debt service
$70K
Cash flow needed (1.25×)
$88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
GTS MANAGEMENT LLC in Keyser, WV — $150K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
119 months
SBA guaranteed
$128K (85%)
Approval → funding
6 days
Approved
8/22/2024
First disbursed
8/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Consumer Electronics and Appliances Rental
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Orange Rock Inc in Syracuse, NY — $707K (2023) · purchase · TowneBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$530K (75%)
Approval → funding
25 days
Approved
12/5/2022
First disbursed
12/30/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Consumer Electronics and Appliances Rental
If you were the buyer here
Est. deal size
$785K
Est. down payment (10%)
$79K
Est. cash at closing
$108K
Monthly payment
$9,145
Annual debt service
$110K
Cash flow needed (1.25×)
$137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Orange Rock Inc in Syracuse, NY — $50K (2023) · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
25 days
Approved
12/5/2022
First disbursed
12/30/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Consumer Electronics and Appliances Rental
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Texas RTO Investments, Inc in Tiki Island, TX — $3.2M (2022) · TowneBank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
21 days
Approved
4/27/2022
First disbursed
5/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
29
Business age
Existing or more than 2 years old
Industry
Consumer Electronics and Appliances Rental
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Caliki Corporation in Troy, OH — $482K (2022) · Minster Bank
Program
7a General
Rate at approval
6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$346K (72%)
Approval → funding
42 days
Approved
2/4/2022
First disbursed
3/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by Minster Bank
Your business? Claim this record · Request removal
Texas RTO Investments Inc in Tiki Island, TX — $350K (2022) · TowneBank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
13 days
Approved
4/28/2022
First disbursed
5/11/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Startup, Loan Funds will Open Business
Industry
Consumer Electronics and Appliances Rental
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal

Buying a Premier Rental-Purchase? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Premier Rental-Purchase businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Premier Rental-Purchase purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TowneBank funds the most. CapBench is not a lender.

$425K typical Premier Rental-Purchase loan
3 lenders fund the brand
21 days typical to fund

Buyers researching a Premier Rental-Purchase typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Premier Rental-Purchase record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/premier-rental-purchase
API:: https://www.capbench.com/api/public/lenders?franchise=premier-rental-purchase
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.