Franchise · lender intelligence

How to finance a Prism Specialties

State:

The SBA 7(a) lenders funding the most Prism Specialties deals, ranked from public loan records — typical Prism Specialties loan about $371K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Prism Specialties

$371K

Typical loan

range $80K–$920K

$412K

Est. purchase price

≈ loan ÷ 90%

$55,135

Cash to close

$41,222 down + fees

$4,801/mo

Typical payment

~9.5% · 10yr

$66,254/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

35 days

Typical time to fund

Lenders competing

more = leverage

10.17%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Prism Specialties

Ranked by funded Prism Specialties loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →
2.2,539 loans · $965M · Columbus, OHFull record →

6+ funded Prism Specialties deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Indiana Recovery & Restoration, LLC in Indianapolis, IN — $1.8M (2025) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
9/30/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Indiana Recovery & Restoration, LLC in Indianapolis, IN — $150K (2025) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
9/30/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
OWELA CORP. in Marlborough, MA — $920K (2024) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
119 months
SBA guaranteed
$690K (75%)
Approval → funding
35 days
Approved
5/21/2024
First disbursed
6/25/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
All Other Professional, Scientific, and Technical Services
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$102K
Est. cash at closing
$140K
Monthly payment
$12,862
Annual debt service
$154K
Cash flow needed (1.25×)
$193K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
OWELA CORP. in Marlborough, MA — $80K (2024) · purchase · Byline Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$40K (50%)
Approval → funding
35 days
Approved
5/21/2024
First disbursed
6/25/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
All Other Professional, Scientific, and Technical Services
If you were the buyer here
Est. deal size
$89K
Est. down payment (10%)
$9K
Est. cash at closing
$11K
Monthly payment
$1,113
Annual debt service
$13K
Cash flow needed (1.25×)
$17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
SRSR, LLC in Grand Rapids, MI — $371K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$278K (75%)
Approval → funding
16 days
Approved
8/22/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SRSR, LLC in Grand Rapids, MI — $25K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
16 days
Approved
8/22/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Electronic and Precision Equipment Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Prism Specialties? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Prism Specialties businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Prism Specialties purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Byline Bank funds the most. CapBench is not a lender.

$371K typical Prism Specialties loan
3 lenders fund the brand
35 days typical to fund

Buyers researching a Prism Specialties typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Prism Specialties record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/prism-specialties
API:: https://www.capbench.com/api/public/lenders?franchise=prism-specialties
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.