Fitness & Recreation · lender intelligence
How to finance a Project Function in California
The SBA 7(a) lenders funding the most Project Function deals in California, from public loan records — typical Project Function loan about $231K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Project Function in California
$231K
Typical loan
range $231K–$231K
$256K
Est. purchase price
≈ loan ÷ 90%
$34,299
Cash to close
$25,644 down + fees
$3,378/mo
Typical payment
~12.5% · 10yr
$46,616/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
10 days
Typical time to fund
1
Lenders competing
more = leverage
8.04%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Project Function in California
Ranked by funded Project Function loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Project Function loans in California to rank yet. See Project Function lenders nationwide →
1+ funded Project Function in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kinetics Fit LLC in Hayward, CA — $231K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.04% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (75%)
- Approval → funding
- 10 days
- Approved
- 12/13/2025
- First disbursed
- 12/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
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Buying a Project Function in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Project Function loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Project Function purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. CapBench is not a lender.
- $231K typical Project Function loan
- 1 lenders active in California
- 1+ funded California deals
- 10 days typical to fund
Buyers buying a Project Function in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.