Franchise · lender intelligence

How to finance a Puddle Pool Services

State:

The SBA 7(a) lenders funding the most Puddle Pool Services deals, ranked from public loan records — typical Puddle Pool Services loan about $200K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Puddle Pool Services

$200K

Typical loan

range $150K–$304K

$222K

Est. purchase price

≈ loan ÷ 90%

$29,722

Cash to close

$22,222 down + fees

$2,928/mo

Typical payment

~12.5% · 10yr

$40,406/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

9.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Puddle Pool Services

Ranked by funded Puddle Pool Services loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.575 loans · $220M · De Graff, OHFull record →
3.70 loans · $22M · Melrose, MNFull record →
4.2,539 loans · $965M · Columbus, OHFull record →
5.103 loans · $64M · Indiana, PAFull record →
6.1,927 loans · $207M · Buffalo, NYFull record →
7.13 loans · $5M · Santa Barbara, CAFull record →
8.7 loans · $3M · Humble, TXFull record →

16+ funded Puddle Pool Services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

The Goodland Sheas LLC in Goleta, CA — $347K (2026) · American Riviera Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$260K (75%)
Approved
3/16/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by American Riviera Bank · Lender record →
Your business? Claim this record · Request removal
Lonestar Lagoon LLC in Murphy, TX — $314K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$235K (75%)
Approval → funding
42 days
Approved
12/2/2025
First disbursed
1/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
GulfWater KMP, Inc. in League City, TX — $240K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Utah Service Group LLC in Eagle Mountain, UT — $200K (2026) · First Commonwealth Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
35 days
Approved
11/13/2025
First disbursed
12/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
LMKC Services Inc in Philadelphia, PA — $160K (2026) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$80K (50%)
Approved
3/13/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Lonestar Lagoon LLC in Murphy, TX — $50K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
12/2/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Puddle Pool Services in Colts Neck, NJ — $345K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$259K (75%)
Approval → funding
23 days
Approved
9/18/2025
First disbursed
10/11/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Puddle Pool Services in Naples, FL — $304K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$228K (75%)
Approval → funding
31 days
Approved
9/30/2025
First disbursed
10/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Puddle Pools Windermere, LLC in Ocoee, FL — $210K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
18 days
Approved
7/11/2025
First disbursed
7/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Puddle Pool Services Orlando North in Maitland, FL — $202K (2025) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$152K (75%)
Approval → funding
36 days
Approved
9/16/2025
First disbursed
10/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
BKML Pool Services LLC dba Puddle Pools of the Triangle in Apex, NC — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
30 days
Approved
7/2/2025
First disbursed
8/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
GOT POOL'D LLC in Tampa, FL — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
49 days
Approved
6/16/2025
First disbursed
8/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
WHY KNOT NOW 2.0 LLC dba PUDDLE POOL SERVICES VENICE FLORIDA in Sarasota, FL — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
14 days
Approved
1/10/2025
First disbursed
1/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Walker and Winnie Services, LLC in Atlanta, GA — $126K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$107K (85%)
Approval → funding
2 days
Approved
9/15/2025
First disbursed
9/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Home and Garden Equipment Repair and Maintenance
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Azari Group LLC in Katy, TX — $115K (2025) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$98K (85%)
Approval → funding
2 days
Approved
9/2/2025
First disbursed
9/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Cubic Ventures I, LLC in Austin, TX — $50K (2025) · Third Coast Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
7 days
Approved
12/4/2024
First disbursed
12/11/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Services to Buildings and Dwellings
Funded by Third Coast Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Puddle Pool Services? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Puddle Pool Services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Puddle Pool Services purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.

$200K typical Puddle Pool Services loan
8 lenders fund the brand
30 days typical to fund

Buyers researching a Puddle Pool Services typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Puddle Pool Services record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/puddle-pool-services
API:: https://www.capbench.com/api/public/lenders?franchise=puddle-pool-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.