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How to finance a RestoPros in Texas

State:

The SBA 7(a) lenders funding the most RestoPros deals in Texas, from public loan records — typical RestoPros loan about $194K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance RestoPros in Texas

$194K

Typical loan

range $40K–$251K

$215K

Est. purchase price

≈ loan ÷ 90%

$28,786

Cash to close

$21,522 down + fees

$2,835/mo

Typical payment

~12.5% · 10yr

$39,123/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

10.29%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with RestoPros in Texas

Ranked by funded RestoPros loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.318 loans · $229M · Osage Beach, MOFull record →

7+ funded RestoPros in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Horizonte Azul Corp in Richmond, TX — $251K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
8 days
Approved
5/9/2024
First disbursed
5/17/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Horizonte Azul Corp in Richmond, TX — $50K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
258 days
Approved
5/9/2024
First disbursed
1/22/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Nick of Time Restoration LLC in Leander, TX — $288K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$216K (75%)
Approval → funding
14 days
Approved
9/8/2023
First disbursed
9/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Staugus LLC in The Woodlands, TX — $217K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$163K (75%)
Approval → funding
2 days
Approved
10/26/2022
First disbursed
10/28/2022
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Webb One Inc in New Braunfels, TX — $194K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$145K (75%)
Approval → funding
1 days
Approved
10/20/2022
First disbursed
10/21/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Webb One Inc in New Braunfels, TX — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approved
10/20/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Nick of Time Restoration LLC in Leander, TX — $30K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
25 days
Approved
9/8/2023
First disbursed
10/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a RestoPros in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded RestoPros loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a RestoPros purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$194K typical RestoPros loan
2 lenders active in Texas
7+ funded Texas deals
14 days typical to fund

Buyers buying a RestoPros in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All RestoPros lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/restopros/texas
API:: https://www.capbench.com/api/public/lenders?franchise=restopros
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.