Fitness & Recreation · lender intelligence
How to finance a Retrofitness in Florida
The SBA 7(a) lenders funding the most Retrofitness deals in Florida, from public loan records — typical Retrofitness loan about $935K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Retrofitness in Florida
$1.29M
Typical loan
range $874K–$2.01M
$1.43M
Est. purchase price
≈ loan ÷ 90%
$196,577
Cash to close
$143,356 down + fees
$16,695/mo
Typical payment
~9.5% · 10yr
$230,391/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
2
Lenders competing
more = leverage
5.42%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Retrofitness in Florida
Ranked by funded Retrofitness loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.78 loans · $79M · New Orleans, LAFull record →
- 2.1,322 loans · $185M · Wilmington, DEFull record →
3+ funded Retrofitness in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JIREH FITNESS SOLUTIONS CORP. in Wellington, FL — $874K (2022) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 99 months
- SBA guaranteed
- $656K (75%)
- Approval → funding
- 25 days
- Approved
- 1/6/2022
- First disbursed
- 1/31/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Mike's Tamarac Fitness LLC in Tamarac, FL — $1.3M (2021) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 29 days
- Approved
- 7/29/2021
- First disbursed
- 8/27/2021
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- SK FITNESS LLC in Fort Lauderdale, FL — $2.0M (2020) · purchase · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 121 months
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 39 days
- Approved
- 9/22/2020
- First disbursed
- 10/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Fitness and Recreational Sports Centers
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $223K
- Est. cash at closing
- $308K
- Monthly payment
- $20,705
- Annual debt service
- $248K
- Cash flow needed (1.25×)
- $311K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Retrofitness in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Retrofitness loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Retrofitness purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Gulf Coast Bank and Trust Company funds the most here. CapBench is not a lender.
- $935K typical Retrofitness loan
- 2 lenders active in Florida
- 3+ funded Florida deals
- 29 days typical to fund
Buyers buying a Retrofitness in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.