Food & Restaurants · lender intelligence
How to finance a Rocky Mountain Chocolate Factory in Iowa
The SBA 7(a) lenders funding the most Rocky Mountain Chocolate Factory deals in Iowa, from public loan records — typical Rocky Mountain Chocolate Factory loan about $396K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Rocky Mountain Chocolate Factory in Iowa
$343K
Typical loan
range $343K–$343K
$381K
Est. purchase price
≈ loan ÷ 90%
$50,959
Cash to close
$38,100 down + fees
$4,723/mo
Typical payment
~11% · 10yr
$65,177/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
1
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Rocky Mountain Chocolate Factory in Iowa
Ranked by funded Rocky Mountain Chocolate Factory loans in Iowa. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Rocky Mountain Chocolate Factory loans in Iowa to rank yet. See Rocky Mountain Chocolate Factory lenders nationwide →
1+ funded Rocky Mountain Chocolate Factory in Iowa deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- DAM VENTURES VALLEY JUNCTION, LLC in West Des Moines, IA — $343K (2022) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $257K (75%)
- Approval → funding
- 25 days
- Approved
- 8/18/2022
- First disbursed
- 9/12/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Confectionery and Nut Retailers
Funded by U.S. Bank, National Association · Lender record →
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Buying a Rocky Mountain Chocolate Factory in Iowa? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Rocky Mountain Chocolate Factory loans with a Iowa project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rocky Mountain Chocolate Factory purchase in Iowa with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Iowa deals. CapBench is not a lender.
- $396K typical Rocky Mountain Chocolate Factory loan
- 1 lenders active in Iowa
- 1+ funded Iowa deals
- 25 days typical to fund
Buyers buying a Rocky Mountain Chocolate Factory in Iowa typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.