Beauty & Personal Care · lender intelligence
How to finance a Scissors & Scotch in Tennessee
The SBA 7(a) lenders funding the most Scissors & Scotch deals in Tennessee, from public loan records — typical Scissors & Scotch loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Scissors & Scotch in Tennessee
$605K
Typical loan
range $150K–$605K
$672K
Est. purchase price
≈ loan ÷ 90%
$89,836
Cash to close
$67,167 down + fees
$7,822/mo
Typical payment
~9.5% · 10yr
$107,944/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Scissors & Scotch in Tennessee
Ranked by funded Scissors & Scotch loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.116 loans · $120M · Evansville, INFull record →
2+ funded Scissors & Scotch in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- S&S TN LLC in Franklin, TN — $605K (2021) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 126 months
- SBA guaranteed
- $544K (90%)
- Approval → funding
- 0 days
- Approved
- 9/28/2021
- First disbursed
- 9/28/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- S&S TN LLC in Franklin, TN — $150K (2021) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $113K (75%)
- Approved
- 9/28/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Barber Shops
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Scissors & Scotch in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Scissors & Scotch loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Scissors & Scotch purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Old National Bank funds the most here. CapBench is not a lender.
- $500K typical Scissors & Scotch loan
- 1 lenders active in Tennessee
- 2+ funded Tennessee deals
Buyers buying a Scissors & Scotch in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.