Food & Restaurants · lender intelligence
How to finance a Scoops in Georgia
The SBA 7(a) lenders funding the most Scoops deals in Georgia, from public loan records — typical Scoops loan about $464K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Scoops in Georgia
$464K
Typical loan
range $350K–$464K
$516K
Est. purchase price
≈ loan ÷ 90%
$68,956
Cash to close
$51,556 down + fees
$6,004/mo
Typical payment
~9.5% · 10yr
$82,855/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
46 days
Typical time to fund
2
Lenders competing
more = leverage
8.77%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Scoops in Georgia
Ranked by funded Scoops loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.15 loans · $6M · Watkinsville, GAFull record →
2+ funded Scoops in Georgia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ASHRA LLC in Dalton, GA — $464K (2025) · Oconee State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $348K (75%)
- Approval → funding
- 46 days
- Approved
- 5/15/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Oconee State Bank · Lender record →
Your business? Claim this record · Request removal
- Scoops Americus, LLC in Americus, GA — $350K (2023) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.78% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 29 days
- Approved
- 5/11/2023
- First disbursed
- 6/9/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Scoops in Georgia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Scoops loans with a Georgia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Scoops purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. Oconee State Bank funds the most here. CapBench is not a lender.
- $464K typical Scoops loan
- 2 lenders active in Georgia
- 2+ funded Georgia deals
- 46 days typical to fund
Buyers buying a Scoops in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.