Franchise · lender intelligence
How to finance a Sears Appliance & Hardware Store
The SBA 7(a) lenders funding the most Sears Appliance & Hardware Store deals, ranked from public loan records — typical Sears Appliance & Hardware Store loan about $880K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sears Appliance & Hardware Store
$880K
Typical loan
range $880K–$880K
$978K
Est. purchase price
≈ loan ÷ 90%
$134,078
Cash to close
$97,778 down + fees
$11,387/mo
Typical payment
~9.5% · 10yr
$157,141/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
58 days
Typical time to fund
1
Lenders competing
more = leverage
4.1%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sears Appliance & Hardware Store
Ranked by funded Sears Appliance & Hardware Store loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.16 loans · $6M · Andover, KSFull record →
1+ funded Sears Appliance & Hardware Store deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LeeBiz, LLC in Ponca City, OK — $880K (2021) · Equity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.097% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $792K (90%)
- Approval → funding
- 58 days
- Approved
- 9/13/2021
- First disbursed
- 11/10/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Home Centers
Funded by Equity Bank · Lender record →
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Buying a Sears Appliance & Hardware Store? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sears Appliance & Hardware Store businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sears Appliance & Hardware Store purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Equity Bank funds the most. CapBench is not a lender.
- $880K typical Sears Appliance & Hardware Store loan
- 1 lenders fund the brand
- 58 days typical to fund
Buyers researching a Sears Appliance & Hardware Store typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.