Retail & Shops · lender intelligence
How to finance a Sears Authorized Hometown Stores Agreement in Wisconsin
The SBA 7(a) lenders funding the most Sears Authorized Hometown Stores Agreement deals in Wisconsin, from public loan records — typical Sears Authorized Hometown Stores Agreement loan about $65K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Sears Authorized Hometown Stores Agreement in Wisconsin
$15K
Typical loan
range $15K–$15K
$17K
Est. purchase price
≈ loan ÷ 90%
$2,147
Cash to close
$1,667 down + fees
$224/mo
Typical payment
~13% · 10yr
$3,091/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
4 days
Typical time to fund
1
Lenders competing
more = leverage
7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sears Authorized Hometown Stores Agreement in Wisconsin
Ranked by funded Sears Authorized Hometown Stores Agreement loans in Wisconsin. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.34 loans · $19M · Arden Hills, MNFull record →
1+ funded Sears Authorized Hometown Stores Agreement in Wisconsin deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A & L Lajcak, Inc. in Ashland, WI — $15K (2020) · Frandsen Bank and Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% fixed
- Term
- 38 months
- SBA guaranteed
- $8K (50%)
- Approval → funding
- 4 days
- Approved
- 12/2/2019
- First disbursed
- 12/6/2019
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Frandsen Bank and Trust · Lender record →
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Buying a Sears Authorized Hometown Stores Agreement in Wisconsin? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Sears Authorized Hometown Stores Agreement loans with a Wisconsin project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sears Authorized Hometown Stores Agreement purchase in Wisconsin with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Wisconsin deals. Frandsen Bank and Trust funds the most here. CapBench is not a lender.
- $65K typical Sears Authorized Hometown Stores Agreement loan
- 1 lenders active in Wisconsin
- 1+ funded Wisconsin deals
- 4 days typical to fund
Buyers buying a Sears Authorized Hometown Stores Agreement in Wisconsin typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
Next steps
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Canonical:
- https://www.capbench.com/lenders/franchise/sears-authorized-hometown-stores-agreement/wisconsin
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.