Franchise · lender intelligence

How to finance a Security 101

State:

The SBA 7(a) lenders funding the most Security 101 deals, ranked from public loan records — typical Security 101 loan about $200K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Security 101

$200K

Typical loan

range $50K–$213K

$222K

Est. purchase price

≈ loan ÷ 90%

$29,722

Cash to close

$22,222 down + fees

$2,928/mo

Typical payment

~12.5% · 10yr

$40,406/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

39 days

Typical time to fund

Lenders competing

more = leverage

7.08%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Security 101

Ranked by funded Security 101 loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2 loans · $0M · Waite Park, MNFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.1,927 loans · $207M · Buffalo, NYFull record →

3+ funded Security 101 deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Stewart Investments, Inc in Bellevue, WA — $213K (2020) · Stearns Bank National Association
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$160K (75%)
Approval → funding
39 days
Approved
12/23/2019
First disbursed
1/31/2020
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Security Systems Services (except Locksmiths)
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Beartooth Corporation in Osseo, MN — $200K (2020) · Deerwood Bank
Program
7a General
Rate at approval
4.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
13 days
Approved
6/17/2020
First disbursed
6/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Security Systems Services (except Locksmiths)
Funded by Deerwood Bank · Lender record →
Your business? Claim this record · Request removal
Protection Systems, Inc. in Bowie, MD — $50K (2020) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
126 days
Approved
3/27/2020
First disbursed
7/31/2020
Loan status
Paid in full (6/30/2024)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
5
Business age
Unanswered
Industry
Security Systems Services (except Locksmiths)
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a Security 101? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Security 101 businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Security 101 purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Deerwood Bank funds the most. CapBench is not a lender.

$200K typical Security 101 loan
3 lenders fund the brand
39 days typical to fund

Buyers researching a Security 101 typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Security 101 record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/security-101
API:: https://www.capbench.com/api/public/lenders?franchise=security-101
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.