Food & Restaurants · lender intelligence
How to finance a Smoothie King in Texas
The SBA 7(a) lenders funding the most Smoothie King deals in Texas, from public loan records — typical Smoothie King loan about $400K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Smoothie King in Texas
$379K
Typical loan
range $331K–$594K
$421K
Est. purchase price
≈ loan ÷ 90%
$56,309
Cash to close
$42,100 down + fees
$4,903/mo
Typical payment
~9.5% · 10yr
$67,661/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.6%
Still performing
3.4% default · FY20–23
24 days
Typical time to fund
23
Lenders competing
more = leverage
7.94%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Smoothie King in Texas
Ranked by funded Smoothie King loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.66 loans · $68M · Milford, IAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.75 loans · $98M · Sioux Falls, SDFull record →
- 5.31 loans · $24M · Malvern, PAFull record →
- 6.40 loans · $42M · Englewood Cliffs, NJFull record →
- 7.8 loans · $3M · Terrell, TXFull record →
- 8.23 loans · $30M · Stuart, FLFull record →
- 9.4 loans · $5M · Atlanta, GAFull record →
- 10.61 loans · $67M · Los Angeles, CAFull record →
- 11.78 loans · $53M · Birmingham, ALFull record →
- 12.128 loans · $40M · Wilmington, DEFull record →
- 13.38 loans · $21M · San Antonio, TXFull record →
- 14.1 loans · $0M · New Orleans, LAFull record →
- 15.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 16.318 loans · $229M · Osage Beach, MOFull record →
- 17.1 loans · $0M · Midland, TXFull record →
- 18.1 loans · $1M · Lincoln, NEFull record →
- 19.62 loans · $34M · Winter Haven, FLFull record →
- 20.44 loans · $52M · Wallis, TXFull record →
- 21.1,322 loans · $185M · Wilmington, DEFull record →
- 22.62 loans · $21M · Saint Cloud, MNFull record →
- 23.19 loans · $5M · Bessemer, ALFull record →
48+ funded Smoothie King in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SK2099, LLC in Bullard, TX — $640K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 122 months
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 29 days
- Approved
- 11/17/2025
- First disbursed
- 12/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Existing or more than 2 years old
- Industry
- Food Service Contractors
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Smoothie King 211 Loop in San Antonio, TX — $594K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $445K (75%)
- Approval → funding
- 31 days
- Approved
- 12/23/2025
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Smoothie King in San Antonio, TX — $350K (2026) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 124 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 39 days
- Approved
- 1/12/2026
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Smooth Endeavors LLC in Tyler, TX — $350K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 8 days
- Approved
- 2/17/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Smooth Endeavors LLC in Tyler, TX — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/17/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Invictus Gladiator, LLC in San Antonio, TX — $795K (2025) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $596K (75%)
- Approval → funding
- 3 days
- Approved
- 7/28/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $883K
- Est. down payment (10%)
- $88K
- Est. cash at closing
- $121K
- Monthly payment
- $10,071
- Annual debt service
- $121K
- Cash flow needed (1.25×)
- $151K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Franco & Martinez Innovations LLC in Prosper, TX — $640K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 34 days
- Approved
- 9/25/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Smoothie Mamas 2340 LLC in Round Rock, TX — $630K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.1% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $473K (75%)
- Approval → funding
- 12 days
- Approved
- 11/15/2024
- First disbursed
- 11/27/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Invictus Gladiator, LLC in San Antonio, TX — $560K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 31 days
- Approved
- 5/30/2025
- First disbursed
- 6/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- PMP Smoothie LLC in Taylor, TX — $466K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $350K (75%)
- Approval → funding
- 110 days
- Approved
- 5/23/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Houston Bev Bro I LLC in Sugar Land, TX — $363K (2025) · Wallis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 80 days
- Approved
- 10/8/2024
- First disbursed
- 12/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
- Alamo Smoothies LLC in San Antonio, TX — $350K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 13 days
- Approved
- 2/20/2025
- First disbursed
- 3/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- PMP Smoothie LLC in Taylor, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 5/23/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- WEBER HOLDINGS COMPANY in Red Oak, TX — $1.5M (2024) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 6/7/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Smoothie King in Mesquite, TX — $688K (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $516K (75%)
- Approval → funding
- 9 days
- Approved
- 9/25/2024
- First disbursed
- 10/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Brilliant Smoothies LLC in Austin, TX — $595K (2024) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $446K (75%)
- Approval → funding
- 18 days
- Approved
- 9/12/2024
- First disbursed
- 9/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- AVKG, LLC in Houston, TX — $420K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (75%)
- Approval → funding
- 18 days
- Approved
- 3/7/2024
- First disbursed
- 3/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Smooth Store 1999, LLC in Sugar Land, TX — $200K (2024) · Liberty Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 102 months
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 24 days
- Approved
- 8/6/2024
- First disbursed
- 8/30/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Liberty Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- AVKG, LLC in Houston, TX — $35K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $18K (50%)
- Approval → funding
- 124 days
- Approved
- 3/7/2024
- First disbursed
- 7/9/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- RELI Investments LLC in San Antonio, TX — $603K (2023) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $452K (75%)
- Approval → funding
- 6 days
- Approved
- 11/30/2022
- First disbursed
- 12/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Smoothie King in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Smoothie King loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smoothie King purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. United Community Bank funds the most here. CapBench is not a lender.
- $400K typical Smoothie King loan
- 23 lenders active in Texas
- 48+ funded Texas deals
- 24 days typical to fund
Buyers buying a Smoothie King in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.