Food & Restaurants · lender intelligence
How to finance a SoBol in Virginia
The SBA 7(a) lenders funding the most SoBol deals in Virginia, from public loan records — typical SoBol loan about $80K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance SoBol in Virginia
$32K
Typical loan
range $32K–$80K
$35K
Est. purchase price
≈ loan ÷ 90%
$4,509
Cash to close
$3,500 down + fees
$470/mo
Typical payment
~13% · 10yr
$6,486/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
29 days
Typical time to fund
1
Lenders competing
more = leverage
7.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with SoBol in Virginia
Ranked by funded SoBol loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
3+ funded SoBol in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Brew Krew, LLC in Gainesville, VA — $80K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $40K (50%)
- Approval → funding
- 29 days
- Approved
- 3/7/2023
- First disbursed
- 4/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Brew Krew, LLC in Gainesville, VA — $32K (2021) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 27 days
- Approved
- 11/3/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Brew Krew, LLC in Gainesville, VA — $32K (2020) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $16K (50%)
- Approved
- 9/21/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a SoBol in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded SoBol loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a SoBol purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.
- $80K typical SoBol loan
- 1 lenders active in Virginia
- 3+ funded Virginia deals
- 29 days typical to fund
Buyers buying a SoBol in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.