Health & Medical · lender intelligence

How to finance a Spavia in Indiana

State:

The SBA 7(a) lenders funding the most Spavia deals in Indiana, from public loan records — typical Spavia loan about $536K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Spavia in Indiana

$332K

Typical loan

range $332K–$332K

$369K

Est. purchase price

≈ loan ÷ 90%

$49,339

Cash to close

$36,889 down + fees

$4,573/mo

Typical payment

~11% · 10yr

$63,107/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

4 days

Typical time to fund

Lenders competing

more = leverage

10.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Spavia in Indiana

Ranked by funded Spavia loans in Indiana. Tap a lender for its full record, or hit Get in touch for an introduction.

1.168 loans · $205M · Fishers, INFull record →

1+ funded Spavia in Indiana deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Spavia in Fishers, IN — $332K (2024) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$249K (75%)
Approval → funding
4 days
Approved
2/5/2024
First disbursed
2/9/2024
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal

Buying a Spavia in Indiana? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Spavia loans with a Indiana project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Spavia purchase in Indiana with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Indiana deals. First Internet Bank of Indiana funds the most here. CapBench is not a lender.

$536K typical Spavia loan
1 lenders active in Indiana
1+ funded Indiana deals
4 days typical to fund

Buyers buying a Spavia in Indiana typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Spavia lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/spavia/indiana
API:: https://www.capbench.com/api/public/lenders?franchise=spavia
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.