Home & Trade Services · lender intelligence

How to finance a Spray Net in Florida

State:

The SBA 7(a) lenders funding the most Spray Net deals in Florida, from public loan records — typical Spray Net loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Spray Net in Florida

$209K

Typical loan

range $40K–$258K

$232K

Est. purchase price

≈ loan ÷ 90%

$31,060

Cash to close

$23,222 down + fees

$3,059/mo

Typical payment

~12.5% · 10yr

$42,214/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

10%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Spray Net in Florida

Ranked by funded Spray Net loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →

4+ funded Spray Net in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

2M Investments LLC in Miami, FL — $258K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$194K (75%)
Approval → funding
3 days
Approved
2/6/2023
First disbursed
2/9/2023
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Building Equipment Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jet Squared Inc in Williston, FL — $209K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$157K (75%)
Approval → funding
4 days
Approved
12/1/2022
First disbursed
12/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Painting and Wall Covering Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
2M Investments LLC in Miami, FL — $40K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$20K (50%)
Approval → funding
29 days
Approved
2/6/2023
First disbursed
3/7/2023
Loan status
Paid in full (7/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Other Building Equipment Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Jet Squared Inc in Williston, FL — $20K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
34 days
Approved
12/1/2022
First disbursed
1/4/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Painting and Wall Covering Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Spray Net in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Spray Net loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Spray Net purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$150K typical Spray Net loan
1 lenders active in Florida
4+ funded Florida deals
29 days typical to fund

Buyers buying a Spray Net in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Spray Net lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/spray-net/florida
API:: https://www.capbench.com/api/public/lenders?franchise=spray-net
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.