Hotels & Lodging · lender intelligence

How to finance a Stay Express Inn

State:

The SBA 7(a) lenders funding the most Stay Express Inn deals, ranked from public loan records — typical Stay Express Inn loan about $2.3M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Stay Express Inn

$2.33M

Typical loan

range $1.56M–$2.44M

$2.59M

Est. purchase price

≈ loan ÷ 90%

$357,641

Cash to close

$259,444 down + fees

$30,214/mo

Typical payment

~9.5% · 10yr

$416,953/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

39 days

Typical time to fund

Lenders competing

more = leverage

6.54%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Stay Express Inn

Ranked by funded Stay Express Inn loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.44 loans · $52M · Wallis, TXFull record →
2.98 loans · $309M · Las Vegas, NVFull record →
3.2 loans · $1M · Alpharetta, GAFull record →
4.97 loans · $156M · Clayton, MOFull record →
5.868 loans · $362M · Salt Lake City, UTFull record →

6+ funded Stay Express Inn deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

TEXAS WHITECAT INC in Tyler, TX — $2.4M (2026) · GBank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (75%)
Approved
1/22/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Stay Express Inn in Athens, TX — $2.5M (2025) · Enterprise Bank & Trust
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
45 days
Approved
10/18/2024
First disbursed
12/2/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
PCT Hospitality Inc in Dallas, TX — $2.3M (2021) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (90%)
Approval → funding
19 days
Approved
8/12/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
Darsh L.L.C. in Hammond, LA — $1.8M (2021) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (90%)
Approval → funding
14 days
Approved
3/10/2021
First disbursed
3/24/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
Stay Express Inn in Elko, NV — $909K (2021) · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
308 months
SBA guaranteed
$818K (90%)
Approval → funding
0 days
Approved
6/24/2021
First disbursed
6/24/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Sunshine Lodging, LLC in Athens, TX — $1.6M (2020) · purchase · Touchmark National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
39 days
Approved
4/22/2020
First disbursed
5/31/2020
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$173K
Est. cash at closing
$238K
Monthly payment
$9,580
Annual debt service
$115K
Cash flow needed (1.25×)
$144K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Touchmark National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Stay Express Inn? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Stay Express Inn businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Stay Express Inn purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Wallis Bank funds the most. CapBench is not a lender.

$2.3M typical Stay Express Inn loan
5 lenders fund the brand
39 days typical to fund

Buyers researching a Stay Express Inn typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Stay Express Inn record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/stay-express-inn
API:: https://www.capbench.com/api/public/lenders?franchise=stay-express-inn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.