Education & Childcare · lender intelligence
How to finance a STEMTREE in Ohio
The SBA 7(a) lenders funding the most STEMTREE deals in Ohio, from public loan records — typical STEMTREE loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance STEMTREE in Ohio
$150K
Typical loan
range $25K–$309K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
45 days
Typical time to fund
2
Lenders competing
more = leverage
6%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with STEMTREE in Ohio
Ranked by funded STEMTREE loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.19 loans · $5M · Columbus, OHFull record →
3+ funded STEMTREE in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Four Colors Ventures, LLC in Delaware, OH — $150K (2021) · Telhio Credit Union Inc
- Program
- 7a General
- Rate at approval
- 5.99% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 45 days
- Approved
- 10/30/2020
- First disbursed
- 12/14/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Exam Preparation and Tutoring
Funded by Telhio Credit Union Inc · Lender record →
Your business? Claim this record · Request removal
- V.A.D.E.R Group LLC in Westerville, OH — $309K (2020) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 92 months
- SBA guaranteed
- $232K (75%)
- Approval → funding
- 40 days
- Approved
- 4/21/2020
- First disbursed
- 5/31/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- V.A.D.E.R Group LLC in Westerville, OH — $25K (2020) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 313 days
- Approved
- 4/21/2020
- First disbursed
- 2/28/2021
- Loan status
- In liquidation
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Exam Preparation and Tutoring
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a STEMTREE in Ohio? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded STEMTREE loans with a Ohio project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a STEMTREE purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $150K typical STEMTREE loan
- 2 lenders active in Ohio
- 3+ funded Ohio deals
- 45 days typical to fund
Buyers buying a STEMTREE in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.