Beauty & Personal Care · lender intelligence

How to finance a Supercuts in California

State:

The SBA 7(a) lenders funding the most Supercuts deals in California, from public loan records — typical Supercuts loan about $250K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Supercuts in California

$250K

Typical loan

range $200K–$528K

$278K

Est. purchase price

≈ loan ÷ 90%

$37,153

Cash to close

$27,778 down + fees

$3,659/mo

Typical payment

~12.5% · 10yr

$50,494/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

10 days

Typical time to fund

Lenders competing

more = leverage

9.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Supercuts in California

Ranked by funded Supercuts loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.499 loans · $106M · Los Angeles, CAFull record →
3.168 loans · $205M · Fishers, INFull record →
4.1,025 loans · $292M · Berkeley Heights, NJFull record →

4+ funded Supercuts in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

F.P.C. HOLDING COMPANY dba Supercuts in Manhattan Beach, CA — $250K (2026) · Lendistry SBLC, LLC
Program
Preferred Lenders Program
Rate at approval
12% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
9 days
Approved
11/24/2025
First disbursed
12/3/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Barber Shops
Funded by Lendistry SBLC, LLC · Lender record →
Your business? Claim this record · Request removal
Supercuts in Roseville, CA — $50K (2025) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
14% variable
Term
120 mo (10 yrs)
SBA guaranteed
$43K (85%)
Approval → funding
10 days
Approved
2/25/2025
First disbursed
3/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
GILSAN VENTURES, LLC in Pleasanton, CA — $528K (2022) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$396K (75%)
Approval → funding
12 days
Approved
5/20/2022
First disbursed
6/1/2022
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
60
Business age
New Business or 2 years or less
Industry
Beauty Salons
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Merriam Group LLC in Eureka, CA — $200K (2021) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$180K (90%)
Approval → funding
6 days
Approved
2/22/2021
First disbursed
2/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal

Buying a Supercuts in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Supercuts loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Supercuts purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First Bank of the Lake funds the most here. CapBench is not a lender.

$250K typical Supercuts loan
4 lenders active in California
4+ funded California deals
10 days typical to fund

Buyers buying a Supercuts in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Supercuts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/supercuts/california
API:: https://www.capbench.com/api/public/lenders?franchise=supercuts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.