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How to finance a Surface Experts in New York
The SBA 7(a) lenders funding the most Surface Experts deals in New York, from public loan records — typical Surface Experts loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Surface Experts in New York
$257K
Typical loan
range $25K–$257K
$285K
Est. purchase price
≈ loan ÷ 90%
$38,119
Cash to close
$28,500 down + fees
$3,533/mo
Typical payment
~11% · 10yr
$48,755/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
53 days
Typical time to fund
1
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Surface Experts in New York
Ranked by funded Surface Experts loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,927 loans · $207M · Buffalo, NYFull record →
2+ funded Surface Experts in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Recuro LLC in White Plains, NY — $257K (2026) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $192K (75%)
- Approval → funding
- 53 days
- Approved
- 11/14/2025
- First disbursed
- 1/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Recuro LLC in White Plains, NY — $25K (2026) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 11/14/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Buying a Surface Experts in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Surface Experts loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Surface Experts purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. Manufacturers and Traders Trust Company funds the most here. CapBench is not a lender.
- $150K typical Surface Experts loan
- 1 lenders active in New York
- 2+ funded New York deals
- 53 days typical to fund
Buyers buying a Surface Experts in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.