Franchise · lender intelligence

How to finance a SVN

State:

The SBA 7(a) lenders funding the most SVN deals, ranked from public loan records — typical SVN loan about $476K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance SVN

$476K

Typical loan

range $476K–$476K

$529K

Est. purchase price

≈ loan ÷ 90%

$70,695

Cash to close

$52,856 down + fees

$6,155/mo

Typical payment

~9.5% · 10yr

$84,939/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

4.3%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with SVN

Ranked by funded SVN loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.16 loans · $18M · Chicago, ILFull record →
2.2 loans · $1M · Clinton Township, MIFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →

13+ funded SVN deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Robin Apostol Santiago in San Jose, CA — $150K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
4 days
Approved
1/6/2024
First disbursed
1/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Cohn Commercial Properties Inc in Sylvan Lake, MI — $135K (2023) · Michigan Schools and Government Credit Union
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$68K (50%)
Approval → funding
21 days
Approved
12/15/2022
First disbursed
1/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by Michigan Schools and Government Credit Union · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approval → funding
30 days
Approved
10/1/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
1% fixed
Term
24 mo (2 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.77% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
MKS Properties, Inc. in Albuquerque, NM — $476K (2021) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
1% fixed
Term
24 mo (2 yrs)
SBA guaranteed
$357K (75%)
Approved
10/1/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a SVN? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to SVN businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a SVN purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. BMO Bank National Association funds the most. CapBench is not a lender.

$476K typical SVN loan
3 lenders fund the brand
21 days typical to fund

Buyers researching a SVN typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker SVN record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/svn
API:: https://www.capbench.com/api/public/lenders?franchise=svn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.