Food & Restaurants · lender intelligence
How to finance a Taco John's in Minnesota
The SBA 7(a) lenders funding the most Taco John's deals in Minnesota, from public loan records — typical Taco John's loan about $340K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Taco John's in Minnesota
$40K
Typical loan
range $40K–$40K
$44K
Est. purchase price
≈ loan ÷ 90%
$5,724
Cash to close
$4,444 down + fees
$597/mo
Typical payment
~13% · 10yr
$8,239/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
1
Lenders competing
more = leverage
10.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Taco John's in Minnesota
Ranked by funded Taco John's loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.11 loans · $8M · Redwood Falls, MNFull record →
1+ funded Taco John's in Minnesota deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HEE-FAT Investments, LLC in Luverne, MN — $40K (2025) · purchase · Minnwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $34K (85%)
- Approval → funding
- 21 days
- Approved
- 2/25/2025
- First disbursed
- 3/18/2025
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $44K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $6K
- Monthly payment
- $534
- Annual debt service
- $6K
- Cash flow needed (1.25×)
- $8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Minnwest Bank · Lender record →
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Buying a Taco John's in Minnesota? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Taco John's loans with a Minnesota project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Taco John's purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. Minnwest Bank funds the most here. CapBench is not a lender.
- $340K typical Taco John's loan
- 1 lenders active in Minnesota
- 1+ funded Minnesota deals
- 21 days typical to fund
Buyers buying a Taco John's in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.