Food & Restaurants · lender intelligence
How to finance a TacoTime in Utah
The SBA 7(a) lenders funding the most TacoTime deals in Utah, from public loan records — typical TacoTime loan about $427K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance TacoTime in Utah
$427K
Typical loan
range $365K–$963K
$474K
Est. purchase price
≈ loan ÷ 90%
$63,413
Cash to close
$47,411 down + fees
$5,521/mo
Typical payment
~9.5% · 10yr
$76,190/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
17 days
Typical time to fund
4
Lenders competing
more = leverage
6.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with TacoTime in Utah
Ranked by funded TacoTime loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.16 loans · $18M · Chicago, ILFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
4+ funded TacoTime in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Taco Time Roosevelt LLC in Roosevelt, UT — $365K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $274K (75%)
- Approved
- 3/15/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
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- Kepler Fare Inc. in Kaysville, UT — $963K (2022) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $722K (75%)
- Approval → funding
- 13 days
- Approved
- 4/22/2022
- First disbursed
- 5/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- J Thompson LLC in Moab, UT — $243K (2021) · America First FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 131 months
- SBA guaranteed
- $219K (90%)
- Approval → funding
- 17 days
- Approved
- 8/2/2021
- First disbursed
- 8/19/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by America First FCU
Your business? Claim this record · Request removal
- Acropolis Properties, L.L.C. in Scipio, UT — $427K (2020) · purchase · BMO Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.32% fixed
- Term
- 228 mo (19 yrs)
- SBA guaranteed
- $320K (75%)
- Approval → funding
- 161 days
- Approved
- 4/22/2020
- First disbursed
- 9/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $474K
- Est. down payment (10%)
- $47K
- Est. cash at closing
- $63K
- Monthly payment
- $2,747
- Annual debt service
- $33K
- Cash flow needed (1.25×)
- $41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a TacoTime in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded TacoTime loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a TacoTime purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. BMO Bank National Association funds the most here. CapBench is not a lender.
- $427K typical TacoTime loan
- 4 lenders active in Utah
- 4+ funded Utah deals
- 17 days typical to fund
Buyers buying a TacoTime in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.