Food & Restaurants · lender intelligence

How to finance a Tea 2 Go in Texas

State:

The SBA 7(a) lenders funding the most Tea 2 Go deals in Texas, from public loan records — typical Tea 2 Go loan about $296K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Tea 2 Go in Texas

$310K

Typical loan

range $250K–$424K

$344K

Est. purchase price

≈ loan ÷ 90%

$46,069

Cash to close

$34,444 down + fees

$4,270/mo

Typical payment

~11% · 10yr

$58,926/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

109 days

Typical time to fund

Lenders competing

more = leverage

9.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Tea 2 Go in Texas

Ranked by funded Tea 2 Go loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.8 loans · $4M · Fredericksburg, TXFull record →
2.1 loans · $0M · Mcgregor, TXFull record →
3.9 loans · $1M · Austin, TXFull record →
4.138 loans · $276M · Sioux Falls, SDFull record →
5.35 loans · $4M · San Antonio, TXFull record →

6+ funded Tea 2 Go in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Crabby Goat Ventures LLC in New Braunfels, TX — $469K (2024) · Security State Bank and Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$352K (75%)
Approval → funding
168 days
Approved
8/15/2024
First disbursed
1/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Security State Bank and Trust · Lender record →
Your business? Claim this record · Request removal
5 River Tea Company Inc. in Kyle, TX — $250K (2024) · FirstBank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approved
8/26/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by FirstBank
Your business? Claim this record · Request removal
Tea 2 Go - Kyle in Kyle, TX — $250K (2024) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
11 days
Approved
8/26/2024
First disbursed
9/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Steepify LLC in Humble, TX — $310K (2023) · LiftFund, Inc.
Program
Preferred Lenders Program
Rate at approval
9.9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$233K (75%)
Approved
8/30/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by LiftFund, Inc. · Lender record →
Your business? Claim this record · Request removal
Rush Dynas Teas, LLC in Mckinney, TX — $268K (2022) · PeopleFund
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
9% fixed
Term
87 months
SBA guaranteed
$201K (75%)
Approval → funding
3 days
Approved
9/12/2022
First disbursed
9/15/2022
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by PeopleFund · Lender record →
Your business? Claim this record · Request removal
Kamellia Infusions, LLC in Andrews, TX — $424K (2020) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
7a General
Rate at approval
6% variable
Term
276 mo (23 yrs)
SBA guaranteed
$318K (75%)
Approval → funding
109 days
Approved
5/14/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal

Buying a Tea 2 Go in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Tea 2 Go loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Tea 2 Go purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Security State Bank and Trust funds the most here. CapBench is not a lender.

$296K typical Tea 2 Go loan
6 lenders active in Texas
6+ funded Texas deals
109 days typical to fund

Buyers buying a Tea 2 Go in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Tea 2 Go lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/tea-2-go/texas
API:: https://www.capbench.com/api/public/lenders?franchise=tea-2-go
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.