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How to finance a TemperaturePro in Idaho

State:

The SBA 7(a) lenders funding the most TemperaturePro deals in Idaho, from public loan records — typical TemperaturePro loan about $293K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance TemperaturePro in Idaho

$284K

Typical loan

range $150K–$823K

$316K

Est. purchase price

≈ loan ÷ 90%

$42,206

Cash to close

$31,556 down + fees

$3,912/mo

Typical payment

~11% · 10yr

$53,986/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

8.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with TemperaturePro in Idaho

Ranked by funded TemperaturePro loans in Idaho. Tap a lender for its full record, or hit Get in touch for an introduction.

1.26 loans · $26M · Billings, MTFull record →
2.78 loans · $79M · New Orleans, LAFull record →

3+ funded TemperaturePro in Idaho deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Rock Bridge Industries, Inc. in Hayden, ID — $823K (2024) · purchase · First Interstate Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$617K (75%)
Approval → funding
11 days
Approved
6/17/2024
First disbursed
6/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Plumbing, Heating, and Air-Conditioning Contractors
If you were the buyer here
Est. deal size
$915K
Est. down payment (10%)
$91K
Est. cash at closing
$125K
Monthly payment
$10,653
Annual debt service
$128K
Cash flow needed (1.25×)
$160K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
Rock Bridge Industries, Inc. in Hayden, ID — $150K (2024) · First Interstate Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
11 days
Approved
6/17/2024
First disbursed
6/28/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
Plumbing, Heating, and Air-Conditioning Contractors
Funded by First Interstate Bank · Lender record →
Your business? Claim this record · Request removal
Hayden Inlet Ventures, Inc. in Hayden, ID — $284K (2021) · Gulf Coast Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$256K (90%)
Approval → funding
4 days
Approved
3/4/2021
First disbursed
3/8/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Plumbing, Heating, and Air-Conditioning Contractors
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal

Buying a TemperaturePro in Idaho? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded TemperaturePro loans with a Idaho project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a TemperaturePro purchase in Idaho with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Idaho deals. First Interstate Bank funds the most here. CapBench is not a lender.

$293K typical TemperaturePro loan
2 lenders active in Idaho
3+ funded Idaho deals
11 days typical to fund

Buyers buying a TemperaturePro in Idaho typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All TemperaturePro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/temperaturepro/idaho
API:: https://www.capbench.com/api/public/lenders?franchise=temperaturepro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.