Fitness & Recreation · lender intelligence

How to finance a The Back Nine in Virginia

State:

Arizona (6)California (2)Colorado (4)Florida (16)Georgia (7)Idaho (1)Illinois (1)Indiana (2)Iowa (5)Kansas (1)Louisiana (5)Maryland (4)

The SBA 7(a) lenders funding the most The Back Nine deals in Virginia, from public loan records — typical The Back Nine loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The Back Nine in Virginia

$473K

Typical loan

range $350K–$535K

$525K

Est. purchase price

≈ loan ÷ 90%

$70,249

Cash to close

$52,522 down + fees

$6,117/mo

Typical payment

~9.5% · 10yr

$84,415/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

9.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Back Nine in Virginia

Ranked by funded The Back Nine loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.72 loans · $30M · Oconomowoc, WIFull record →
2.70 loans · $22M · Melrose, MNFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.21 loans · $11M · Little Rock, ARFull record →

4+ funded The Back Nine in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ChambersVB LLC in Virginia Beach, VA — $535K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
123 months
SBA guaranteed
$401K (75%)
Approval → funding
2 days
Approved
12/17/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
All Other Amusement and Recreation Industries
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
DECC Ventures LLC in Leesburg, VA — $473K (2026) · ACC Capital
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
123 months
SBA guaranteed
$355K (75%)
Approved
2/12/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by ACC Capital · Lender record →
Your business? Claim this record · Request removal
JPBN Hole 1 LLC in Powhatan, VA — $350K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
132 mo (11 yrs)
SBA guaranteed
$262K (75%)
Approval → funding
29 days
Approved
1/29/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
The Back Nine Golf Lynchburg in Forest, VA — $304K (2025) · Bank Five Nine
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$228K (75%)
Approval → funding
58 days
Approved
9/29/2025
First disbursed
11/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal

Buying a The Back Nine in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded The Back Nine loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Back Nine purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. Bank Five Nine funds the most here. CapBench is not a lender.

$350K typical The Back Nine loan
4 lenders active in Virginia
4+ funded Virginia deals
29 days typical to fund

Buyers buying a The Back Nine in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The Back Nine lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-back-nine/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=the-back-nine&state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.