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How to finance a The Groutsmith in Tennessee
The SBA 7(a) lenders funding the most The Groutsmith deals in Tennessee, from public loan records — typical The Groutsmith loan about $163K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The Groutsmith in Tennessee
$163K
Typical loan
range $163K–$163K
$181K
Est. purchase price
≈ loan ÷ 90%
$24,253
Cash to close
$18,133 down + fees
$2,389/mo
Typical payment
~12.5% · 10yr
$32,968/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
37 days
Typical time to fund
1
Lenders competing
more = leverage
9.55%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Groutsmith in Tennessee
Ranked by funded The Groutsmith loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough The Groutsmith loans in Tennessee to rank yet. See The Groutsmith lenders nationwide →
1+ funded The Groutsmith in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Fergy LLC in Murfreesboro, TN — $163K (2025) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.55% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $122K (75%)
- Approval → funding
- 37 days
- Approved
- 3/24/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Other Building Finishing Contractors
If you were the buyer here
- Est. deal size
- $181K
- Est. down payment (10%)
- $18K
- Est. cash at closing
- $24K
- Monthly payment
- $2,116
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
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Buying a The Groutsmith in Tennessee? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The Groutsmith loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Groutsmith purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. CapBench is not a lender.
- $163K typical The Groutsmith loan
- 1 lenders active in Tennessee
- 1+ funded Tennessee deals
- 37 days typical to fund
Buyers buying a The Groutsmith in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.