Skip to main content
← The Human Bean lenders (all states)

Food & Restaurants · lender intelligence

How to finance a The Human Bean in Ohio

The SBA 7(a) lenders funding the most The Human Bean deals in Ohio, from public loan records — typical The Human Bean loan about $707K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The Human Bean in Ohio

$920K

Typical loan

range $629K–$980K

$1.02M

Est. purchase price

≈ loan ÷ 90%

$140,172

Cash to close

$102,222 down + fees

$11,905/mo

Typical payment

~9.5% · 10yr

$164,289/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

3

Lenders competing

more = leverage

9.07%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Human Bean in Ohio

Ranked by funded The Human Bean loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.328 loans · $134M · Cleveland, OHFull record →
  3. 3.58 loans · $51M · Burlington, KYFull record →

7+ funded The Human Bean in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • CLEHB PARMA LLC in Parma, OH — $1.3M (2026) · Heritage Bank Inc
  • THE HUMAN BEAN in Mentor, OH — $920K (2024) · The Huntington National Bank
  • Family N Family Finance LLC in Bedford Heights, OH — $980K (2023) · The Huntington National Bank
  • Fix N' Sips Coffee Corp. in Cambridge, OH — $946K (2023) · The Huntington National Bank
  • Fix N' Sips Coffee Corp. in Cambridge, OH — $30K (2023) · The Huntington National Bank
  • HBOH Perry LLC in Canton, OH — $890K (2022) · KeyBank National Association
  • HBOH Streetsboro, LLC in Streetsboro, OH — $629K (2021) · KeyBank National Association

Buying a The Human Bean in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded The Human Bean loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Human Bean purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.

  • $707K typical The Human Bean loan
  • 3 lenders active in Ohio
  • 7+ funded Ohio deals
  • 26 days typical to fund

Buyers buying a The Human Bean in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll The Human Bean lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/the-human-bean/ohio
API:
https://www.capbench.com/api/public/lenders?franchise=the-human-bean
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
Scroll