Food & Restaurants · lender intelligence
How to finance a Tim Hortons in Michigan
The SBA 7(a) lenders funding the most Tim Hortons deals in Michigan, from public loan records — typical Tim Hortons loan about $832K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Tim Hortons in Michigan
$362K
Typical loan
range $266K–$362K
$403K
Est. purchase price
≈ loan ÷ 90%
$53,857
Cash to close
$40,267 down + fees
$4,689/mo
Typical payment
~9.5% · 10yr
$64,708/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
59 days
Typical time to fund
1
Lenders competing
more = leverage
6.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Tim Hortons in Michigan
Ranked by funded Tim Hortons loans in Michigan. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Mount Pleasant, MIFull record →
3+ funded Tim Hortons in Michigan deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Timbit, LLC in Bay City, MI — $266K (2024) · Isabella Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 19 days
- Approved
- 10/18/2023
- First disbursed
- 11/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Isabella Bank · Lender record →
Your business? Claim this record · Request removal
- TwoCan Inc in Midland, MI — $362K (2020) · Isabella Bank
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 120 days
- Approved
- 3/2/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Isabella Bank · Lender record →
Your business? Claim this record · Request removal
- Boniko, LLC in Bay City, MI — $362K (2020) · Isabella Bank
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 59 days
- Approved
- 3/2/2020
- First disbursed
- 4/30/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Isabella Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Tim Hortons in Michigan? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Tim Hortons loans with a Michigan project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tim Hortons purchase in Michigan with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Michigan deals. Isabella Bank funds the most here. CapBench is not a lender.
- $832K typical Tim Hortons loan
- 1 lenders active in Michigan
- 3+ funded Michigan deals
- 59 days typical to fund
Buyers buying a Tim Hortons in Michigan typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.