Fitness & Recreation · lender intelligence
How to finance a Upgrade Labs in Utah
The SBA 7(a) lenders funding the most Upgrade Labs deals in Utah, from public loan records — typical Upgrade Labs loan about $600K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Upgrade Labs in Utah
$525K
Typical loan
range $100K–$1000K
$583K
Est. purchase price
≈ loan ÷ 90%
$78,021
Cash to close
$58,333 down + fees
$6,793/mo
Typical payment
~9.5% · 10yr
$93,743/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
2
Lenders competing
more = leverage
10.17%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Upgrade Labs in Utah
Ranked by funded Upgrade Labs loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
- 2.3 loans · $2M · Atlanta, GAFull record →
3+ funded Upgrade Labs in Utah deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- LKTR LLC in Park City, UT — $100K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $75K (75%)
- Approval → funding
- 5 days
- Approved
- 3/21/2025
- First disbursed
- 3/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- All Other Personal Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- LKTR LLC in Park City, UT — $1000K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 7 days
- Approved
- 6/7/2024
- First disbursed
- 6/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Personal Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Improved Physiology LLC in Riverton, UT — $525K (2023) · Craft Bank
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 129 months
- SBA guaranteed
- $394K (75%)
- Approval → funding
- 17 days
- Approved
- 11/18/2022
- First disbursed
- 12/5/2022
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Craft Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Upgrade Labs in Utah? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Upgrade Labs loans with a Utah project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Upgrade Labs purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Celtic Bank Corporation funds the most here. CapBench is not a lender.
- $600K typical Upgrade Labs loan
- 2 lenders active in Utah
- 3+ funded Utah deals
- 7 days typical to fund
Buyers buying a Upgrade Labs in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.