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How to finance a USA Insulation in Florida
The SBA 7(a) lenders funding the most USA Insulation deals in Florida, from public loan records — typical USA Insulation loan about $196K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance USA Insulation in Florida
$331K
Typical loan
range $50K–$458K
$367K
Est. purchase price
≈ loan ÷ 90%
$49,116
Cash to close
$36,722 down + fees
$4,553/mo
Typical payment
~11% · 10yr
$62,831/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
67 days
Typical time to fund
2
Lenders competing
more = leverage
9.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with USA Insulation in Florida
Ranked by funded USA Insulation loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.28 loans · $35M · West Memphis, ARFull record →
3+ funded USA Insulation in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WFL Insulation LLC in Clearwater, FL — $458K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 11 days
- Approved
- 7/1/2024
- First disbursed
- 7/12/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
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- WFL Insulation LLC in Clearwater, FL — $50K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 206 days
- Approved
- 7/1/2024
- First disbursed
- 1/23/2025
- Loan status
- Past due
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- AGBARA ENTERPRISES LLC in Apopka, FL — $331K (2021) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $297K (90%)
- Approval → funding
- 67 days
- Approved
- 7/29/2021
- First disbursed
- 10/4/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drywall and Insulation Contractors
Funded by Evolve Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Buying a USA Insulation in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded USA Insulation loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a USA Insulation purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $196K typical USA Insulation loan
- 2 lenders active in Florida
- 3+ funded Florida deals
- 67 days typical to fund
Buyers buying a USA Insulation in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.