Food & Restaurants · lender intelligence

How to finance a Vitality Bowls in New Jersey

State:

California (6)Colorado (1)Connecticut (2)Georgia (1)Michigan (2)Missouri (1)North Carolina (1)Texas (7)Washington (1)

The SBA 7(a) lenders funding the most Vitality Bowls deals in New Jersey, from public loan records — typical Vitality Bowls loan about $300K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Vitality Bowls in New Jersey

$253K

Typical loan

range $253K–$253K

$281K

Est. purchase price

≈ loan ÷ 90%

$37,599

Cash to close

$28,111 down + fees

$3,485/mo

Typical payment

~11% · 10yr

$48,093/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

9.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Vitality Bowls in New Jersey

Ranked by funded Vitality Bowls loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

1.70 loans · $22M · Melrose, MNFull record →

1+ funded Vitality Bowls in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Mistry Vitality Vibe L.L.C. in Wayne, NJ — $253K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
123 months
SBA guaranteed
$190K (75%)
Approved
3/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal

Buying a Vitality Bowls in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Vitality Bowls loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Vitality Bowls purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. Magnifi Financial CU funds the most here. CapBench is not a lender.

$300K typical Vitality Bowls loan
1 lenders active in New Jersey
1+ funded New Jersey deals

Buyers buying a Vitality Bowls in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Vitality Bowls lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/vitality-bowls/new-jersey
API:: https://www.capbench.com/api/public/lenders?franchise=vitality-bowls&state=NJ
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.