Franchise · lender intelligence

How to finance a WaterStation in Washington

State:

The SBA 7(a) lenders funding the most WaterStation deals in Washington, from public loan records — typical WaterStation loan about $420K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance WaterStation in Washington

$949K

Typical loan

range $611K–$1.31M

$1.05M

Est. purchase price

≈ loan ÷ 90%

$144,590

Cash to close

$105,444 down + fees

$12,280/mo

Typical payment

~9.5% · 10yr

$169,464/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

13 days

Typical time to fund

Lenders competing

more = leverage

5.8%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with WaterStation in Washington

Ranked by funded WaterStation loans in Washington. Tap a lender for its full record, or hit Get in touch for an introduction.

1.99 loans · $43M · Walla Walla, WAFull record →

10+ funded WaterStation in Washington deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NTMK Corporation in Spokane Valley, WA — $1.3M (2021) · Banner Bank
Program
Preferred Lenders Program
Rate at approval
3.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$984K (75%)
Approval → funding
38 days
Approved
10/23/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Vending Machine Operators
Funded by Banner Bank · Lender record →
Your business? Claim this record · Request removal
WET LLC in Marysville, WA — $824K (2021) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$618K (75%)
Approval → funding
21 days
Approved
11/9/2020
First disbursed
11/30/2020
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
WATERSTATION MANAGEMENT LLC in Everett, WA — $2.8M (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
6 days
Approved
9/24/2020
First disbursed
9/30/2020
Loan status
Paid in full (12/31/2020)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
KwansooLee in Puyallup, WA — $1.5M (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Paid in full (5/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
Pure Water Vending LLC in Spokane, WA — $1.2M (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$899K (75%)
Approval → funding
28 days
Approved
8/3/2020
First disbursed
8/31/2020
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
Jung J.Lee in Mill Creek, WA — $949K (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$712K (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
Hye KyoungShin in Bellevue, WA — $620K (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$465K (75%)
Approval → funding
9 days
Approved
9/21/2020
First disbursed
9/30/2020
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
Duane E.Okamoto in Sammamish, WA — $611K (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$458K (75%)
Approval → funding
6 days
Approved
9/24/2020
First disbursed
9/30/2020
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
AliciaBae in Bellevue, WA — $210K (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal
Thirsty Dog LLC in Seattle, WA — $210K (2020) · UniBank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
42 days
Approved
2/18/2020
First disbursed
3/31/2020
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Vending Machine Operators
Funded by UniBank
Your business? Claim this record · Request removal

Buying a WaterStation in Washington? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded WaterStation loans with a Washington project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a WaterStation purchase in Washington with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Washington deals. Banner Bank funds the most here. CapBench is not a lender.

$420K typical WaterStation loan
2 lenders active in Washington
10+ funded Washington deals
13 days typical to fund

Buyers buying a WaterStation in Washington typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All WaterStation lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/waterstation/washington
API:: https://www.capbench.com/api/public/lenders?franchise=waterstation
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.