Food & Restaurants · lender intelligence
How to finance a Western Sizzlin in Texas
The SBA 7(a) lenders funding the most Western Sizzlin deals in Texas, from public loan records — typical Western Sizzlin loan about $2.7M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Western Sizzlin in Texas
$2.68M
Typical loan
range $2.68M–$2.68M
$2.98M
Est. purchase price
≈ loan ÷ 90%
$410,853
Cash to close
$297,778 down + fees
$34,679/mo
Typical payment
~9.5% · 10yr
$478,570/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
1
Lenders competing
more = leverage
10.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Western Sizzlin in Texas
Ranked by funded Western Sizzlin loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
1+ funded Western Sizzlin in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Deep Roots Education, LLC. in Katy, TX — $2.7M (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 130 months
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 7 days
- Approved
- 7/9/2024
- First disbursed
- 7/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Celtic Bank Corporation · Lender record →
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Buying a Western Sizzlin in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Western Sizzlin loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Western Sizzlin purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Celtic Bank Corporation funds the most here. CapBench is not a lender.
- $2.7M typical Western Sizzlin loan
- 1 lenders active in Texas
- 1+ funded Texas deals
- 7 days typical to fund
Buyers buying a Western Sizzlin in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.