How to finance a Winans Chocolates + Coffees in Ohio

The SBA 7(a) lenders funding the most Winans Chocolates + Coffees deals in Ohio, from public loan records — typical Winans Chocolates + Coffees loan about $50K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Winans Chocolates + Coffees in Ohio

$50K

Typical loan

range $50K–$400K

$56K

Est. purchase price

≈ loan ÷ 90%

$7,156

Cash to close

$5,556 down + fees

$747/mo

Typical payment

~13% · 10yr

$10,309/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

10.5%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Winans Chocolates + Coffees in Ohio

Ranked by funded Winans Chocolates + Coffees loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →

3+ funded Winans Chocolates + Coffees in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Short North Coffee + Chocolate LLC in Columbus, OH — $400K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
7 days
Approved
9/15/2023
First disbursed
9/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
COLUMBUS CHOCOLATES & COFFEES LLC in Columbus, OH — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
9 days
Approved
7/25/2023
First disbursed
8/3/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
COLUMBUS CHOCOLATES & COFFEES LLC in Columbus, OH — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
60 mo (5 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
9 days
Approved
7/25/2023
First disbursed
8/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Winans Chocolates + Coffees in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Winans Chocolates + Coffees loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Winans Chocolates + Coffees purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$50K typical Winans Chocolates + Coffees loan
1 lenders active in Ohio
3+ funded Ohio deals
9 days typical to fund

Buyers buying a Winans Chocolates + Coffees in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Winans Chocolates + Coffees lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/winans-chocolates-coffees/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=winans-chocolates-coffees
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.