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How to finance a Zoom Drain in California
The SBA 7(a) lenders funding the most Zoom Drain deals in California, from public loan records — typical Zoom Drain loan about $297K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Zoom Drain in California
$471K
Typical loan
range $40K–$500K
$523K
Est. purchase price
≈ loan ÷ 90%
$70,011
Cash to close
$52,344 down + fees
$6,096/mo
Typical payment
~9.5% · 10yr
$84,125/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
19 days
Typical time to fund
3
Lenders competing
more = leverage
10.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Zoom Drain in California
Ranked by funded Zoom Drain loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.129 loans · $234M · New York, NYFull record →
5+ funded Zoom Drain in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- ZDLA, Inc in Torrance, CA — $712K (2025) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $534K (75%)
- Approval → funding
- 24 days
- Approved
- 2/10/2025
- First disbursed
- 3/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- S&J ZDRS Enterprises LLC in Temecula, CA — $500K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 15 days
- Approved
- 6/16/2024
- First disbursed
- 7/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Septic Tank and Related Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- SurgeXP Corporation in Escondido, CA — $471K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $353K (75%)
- Approval → funding
- 1 days
- Approved
- 12/6/2023
- First disbursed
- 12/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SurgeXP Corporation in Escondido, CA — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approved
- 12/6/2023
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- S&J ZDRS Enterprises LLC in Temecula, CA — $25K (2024) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 19 days
- Approved
- 6/16/2024
- First disbursed
- 7/5/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Septic Tank and Related Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Zoom Drain in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Zoom Drain loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zoom Drain purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. First Bank of the Lake funds the most here. CapBench is not a lender.
- $297K typical Zoom Drain loan
- 3 lenders active in California
- 5+ funded California deals
- 19 days typical to fund
Buyers buying a Zoom Drain in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.