Food & Restaurants · lender intelligence
How to finance a Zoup! in Virginia
The SBA 7(a) lenders funding the most Zoup! deals in Virginia, from public loan records — typical Zoup! loan about $403K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Zoup! in Virginia
$626K
Typical loan
range $30K–$626K
$695K
Est. purchase price
≈ loan ÷ 90%
$92,957
Cash to close
$69,500 down + fees
$8,180/mo
Typical payment
~9.75% · 10yr
$112,884/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
348 days
Typical time to fund
1
Lenders competing
more = leverage
11.25%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Zoup! in Virginia
Ranked by funded Zoup! loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
2+ funded Zoup! in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Kevin L. Young Corporation in Fairfax, VA — $626K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $469K (75%)
- Approval → funding
- 38 days
- Approved
- 1/21/2024
- First disbursed
- 2/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kevin L. Young Corporation in Fairfax, VA — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 348 days
- Approved
- 1/21/2024
- First disbursed
- 1/3/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Zoup! in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Zoup! loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Zoup! purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $403K typical Zoup! loan
- 1 lenders active in Virginia
- 2+ funded Virginia deals
- 348 days typical to fund
Buyers buying a Zoup! in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.